A revolutionary blockchain-based system for property claim lifecycle management with integrated contractor staking and peril coverage funding
This groundbreaking four-part integration unites evidence, contractual logic, financial settlement, and a completely new economic model—creating an industry monopoly that will transform property insurance forever.
An UNBREAKABLE, immutable record of every claim. Zero fraud. Zero disputes. Every transaction permanently etched in blockchain history.
INSTANT settlements. ZERO delays. Self-executing agreements that eliminate middlemen and slash processing time by 90%.
A revolutionary economic model where participants EARN while they protect. Staking rewards, instant payments, and unprecedented financial transparency.
The BIGGEST disruption in insurance history. Turn premiums into PROFIT. Your coverage funds generate interest while protecting your property.
The Forensic Inspection Module employs an AI Engine to analyze inspection data, identify, classify, and quantify property damage with unprecedented accuracy.
All inspection data is cryptographically hashed and stored on the distributed ledger, ensuring complete integrity and preventing tampering.
A persistent historical ledger for each property, enabling fraud detection by distinguishing new damage from pre-existing conditions.
Smart contracts automatically trigger payments upon cryptographic confirmation of completed repairs, eliminating delays and disputes.
A revolutionary quality and completion guarantee bond system. Upon being awarded a project, contractors stake an amount equivalent to 20% of the total project value.
This mechanism aligns the contractor's incentives with those of the property owner and insurer. The contractor has a direct financial interest in the quality and longevity of their work.
Homfax introduces a new model of earning through protection.
Property owners can stake funds into a shared peril coverage pool — where those funds continue to work for them. The interest those funds generate contributes to premium obligations, turning participation in coverage into a form of ongoing asset growth.
The invention is protected by comprehensive patent claims covering the system architecture, methods, and economic models.
A blockchain-based claim handling system comprising data ingestion, forensic inspection with AI, distributed ledger, smart contract engine, and property history subsystem.
Computer-implemented method for managing property claims including event data, cryptographic hashing, ledger recording, verification, and smart contract execution.
Method for staking digital tokens as performance bond, with automatic release or forfeiture based on claim outcome recorded on the distributed ledger.
Method for incentivizing performance through smart contract-defined tasks, token locking, outcome verification, and autonomous token transfer.
Smart contract engine configured to manage peril coverage fund where property owners stake funds and earn interest on their staked amounts.
AI engine configured to distinguish between new property damage and pre-existing damage by comparing inspection data against historical records.
An Asset of The Ambassador
U.S. Provisional Application No.
63/741,876
Filing Date: January 4, 2025
Regulus Development Corporation
An Asset of The Ambassador
Privacy & Security Notice
We collect visitor information (IP address, device type, browser, and location) for security purposes and to improve your experience. This data is stored securely and used solely for fraud prevention, security monitoring, and analytics. By continuing to use this site, you consent to this data collection.Learn more